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LOAN PRODUCTS FOR:

PERSONAL LOANS &

CREDIT LINES

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LoanGIANT Popular Personal Financing Programs & Options

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Personal Credit Lines

Flexible financing

6 Mos-10 Year Terms

Home Repair Loans

Get equipment for

any industry.

Consolidation Loans

Consolidate your debts into one loan and payment.

Residential Mortgage

Real estate purchase, expand or refinance.

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Personal Cash Advance

Borrow against future

debit and credit sales

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Doctor / Dentist

Loan programs for surgery and cosmetic procedures.

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Home Based Business

Financing to purchase

or open new location.

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Bridge Loans

NEW Expedited Personal

For immediate funding.

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Pay Later Financing

Get cash in advance

and pay later.

Commercial Mortgage

Real estate purchase,

expand or refinance.

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eQuickment

NEW Equpment financing.

Funding soon as 48 Hours.

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Payday Loans

Advanced funding till your next to 12th pay period.

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USA SMALL BUSINESS LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA CORPORATE LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA BUSINESS CREDIT LINES:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA EQUIPMENT FINANCING:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA ASSET BASED LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA PURCHASE ORDER LOANS:

  • Get cash in advance of slow payments.

  • 6 month - 10 year terms.

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FUNDING BY LOAN TYPE:

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USA COMMERCIAL MORTGAGES:

  • Easily purchase, expand and refinance.

  • 6 month - 10 year terms.

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USA RETAIL SPACE BUILD LOANS:

  • Cash to lease and build out retail space.

  • 6 month - 10 year terms.

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USA PROPERTY AUCTION LOANS:

  • Bid in Cash at your next auction.

  • 6 month - 10 year terms.

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USA HYBRIDGE SBA LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA STANDARD SBA LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA ACCOUNTS RECEIVABLE:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA DOCTOR & DENTIST LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA MERCHANT CASH ADVANCE:

  • Flexible financing.

  • 6 month - 10 year terms.

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USA FRANCHISE FINANCING:

  • Flexible financing.

  • 6 month - 10 year terms.

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SA SMALL BUSINESS LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

LEARN MORE>

SA BUSINESS LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

LEARN MORE>

SA BUSINESS CREDIT LINES:

  • Flexible financing.

  • 6 month - 10 year terms.

LEARN MORE>

SA DOCTOR & DENTIST LOANS:

  • Flexible financing.

  • 6 month - 10 year terms.

LEARN MORE>

SA RETAIL CREDIT LINES:

  • Flexible financing.

  • 6 month - 10 year terms.

LEARN MORE>

SA EQUIPMENT FINANCING:

  • Flexible financing.

  • 6 month - 10 year terms.

LEARN MORE>

FUNDING SOLUTIONS                                FUNDING BY INDUSTRY                            FUNDING BY FEATURE                   FUNDING RESOURCES

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Same Day Funding                          Medical Practice         Dental Practice               No Minimum Credit Score               Qualifying - Quick & Easy

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Fast Business Loans                        Auto Collision       Auto Care / Repair                 New Business / Start-Up                      Required Documents

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Business Line of Credit            Restaurant / Coffee Shop      Bar / Club                 Qualifying - Quick & Easy                                   FAQs

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Start Up Business Funding        Messenger / Shipping  Child / Adult Daycare            Turn IOUs into Cash                     Proof of Business Ownership

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  Hybridge SBA Loan                    Trucking Transport               Contractor                       Equipment Upgrading              Length of time in business

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  eQuickment Funding              eCommerce / eBusiness   Online Business             6 month-10 year Terms                   Your gross monthly deposits

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Performance Advance             Retail Brick & Mortar           Music / Movie                Cannabis Store / Center                Health of your Bank Statements

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     Revenue Advance               Real Estate Broker          Property Manager                   Cash On Hand                         Terms of the loan / funding advance

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Small Business Loans               Beauty / Nail Salon              Health Spa                 Commercial Mortgage                    Merchant Receivable Advances

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Doctors / Dental Loans             Law Practice / Firm    Architect / Engineer              Seasonal Business                      SLOWPAY / INVOICE Solutions     

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Accts Receivable Loans                    Warehouse               Educational                        Purchase Orders                      Using your funding for any purpose

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Merchant Cash Advance       Career / Talent Temp     Pet Store / Pet Spa             Franchise / Subsidiary                  Long-term Business Planned Growth

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VEHICLE 3-24 MOS LEASE          VEHICLE LEASE-TO-OWN          VEHICLE TRADITIONAL FINANCING          VEHICLE DAILY/WEEKLY RENTALS

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PERSONAL LOANS - SOUTH AFRICA:

SA PERSONAL LOANS FOR ALL PURPOSES & REASONS:​

Why apply for a personal loan with LoanGIANT?

  • It is secure and straightforward to complete your loan application online.

  • Your repayments are fixed at our current interest rate for the full term of your loan. They never go up – no matter how much interest rates do.

  • Repayments are over a term from 24 months up to 6 years.

  • Feedback is given quickly and your money could be in your bank account within 48 hours.

How to apply for a loan?

Apply via our online application form by clicking here.

Call the LoanGIANT Loan Call Center at: +27 078 734 8045 5am - 7pm / 7 Days a week.

What will you need to apply for a loan?

  • A good credit record

  • A regular monthly income of at least R5 000

  • The details of your bank account into which your salary is paid

What documents do you need when you apply for a loan?

  • A clear copy of your South African ID

  • A recent document confirming your residential address

  • Up to 3 months’ recent bank-generated PDF statements or payslips as proof of income

We’ve made applying for personal loans online quick and streamlined. It is also easy for you to upload any documents via our online application.

What can I use my personal loan for?

A LoanGIANT personal loan is paid directly into your bank account and the money can be used for any needs you may have. Whether you’re looking to do home renovations, upgrade your electronics or take a break overseas, a personal loan offers a flexible solution.

What do you get with a LoanGIANT Personal Loan?

When you take out a loan with LoanGIANT you’ll deal with an authorised Financial Services Provider, with many years of financial services experience in South Africa. We support responsible lending, so if your application is approved, you’ll only be approved for an amount that you can afford comfortably. We’ll do our utmost to give you the best offer that we possibly can.

Because LoanGIANT Personal Loans are unsecured this means that we won’t ask you to use your car, home or any other asset as collateral. To apply for a loan is quick and you can also use your loan for anything you want.

For your security and peace of mind, all our loans are subject to the National Credit Act of 2005. Keep in mind, we consider all loan applications and every application is subject to credit approval.

Your loan will include a Personal Protection Plan, which settles your outstanding balance in the event of your death or permanent disability. This plan also offers some cover for temporary disability and retrenchment – and the level of your cover will be based on your risk profile. You can substitute the Personal Protection Plan with a policy of your choice, provided the cover offered is equivalent.

Loan repayment terms range from a minimum of 24 to a maximum of 72 months. The maximum interest rate with regards to a LoanGIANT Personal Loan is 27.25% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a R50 000 loan at an interest rate of 27.25% per annum plus a once-off initiation fee of R1 207.50 (added to the loan amount in this example) and a monthly admin fee of R69.00, over 72 months would have a total cost of R 116 623.20.