top of page

LOAN PRODUCTS FOR:

PURCHASING REAL ESTATE

PEOPLE 14.jpg
US FLAG ROUND ICON 2.jpg
FHA3.JPG
freddie-fannie-logos-300x215.jpg
icon-va-loans2.png
e769bc3aa538b6ab7356efa0abf4fe393f1f9f8a.jpg

USA GOVIE BACKED LOANS

FHA=3.5% Down / 580 Min. Score

FNMA=3% Down / 620 Min. Score

FHLMC=3% Down / 660 Min. Score

VA=0% Down / 580 Min. Score

USDA=0% Down / 620 Min. Score

Learn More Below >>

Apply Now To Get Started >>

Ready to find out if you may qualify for a Conventional loan?

LoanGIANT’s experienced LoanGIANT Loan Consultant professionals are always happy to help answer any questions you may have about Conventional loans, requirements, or the mortgage process.

Click Here To Connect With Our Loan Consultants Now >>

call-center-competitive-weapon - Copy 2 - Copy (2).jpg

USA GOVERNMENT BACKED LOAN PROGRAMS

PURPOSE & HISTORY:

We at LoanGIANT Home Loans, believe that it’s important to provide a range of lending solutions that fit all types of buyers. That’s why we offer USA Government (Govie) Backed Loans – because they can be a smart choice for buyers with limited funds and marginal-to-average credit.

Key Features and Benefits of FHA Home Loans:

  • You may qualify to buy with a low, 3.5% down payment.
  • Credit scores from 620 are allowed for fixed-rate loans.
  • Both fixed-rate and adjustable-rate mortgages (ARMs) available.
  • You may finance a single-family home, 2-4 unit property, modular home, condominium or a Planned Unit Development (PUD) property.
  • Temporary buydowns may reduce your initial interest rate for 1-2 years.
  • Usually FHA loans work very well with government, state and local down payment assistance programs.

Why you may benefit from an FHA home loan:

FHA loans are partially insured by the government, which reduces a lender’s risk and makes qualifying for the loan simpler. That means you may be able to make that purchase investment much sooner than you hoped. Give us a call and we’ll walk you through everything you need to know to find out if this is the right solution for you.

 

Why you may benefit from a US GOVIE home loan:

US Govie loans are partially insured by the government, which reduces a lender’s risk and makes qualifying for the loan simpler. That means you may be able to make that purchase investment much sooner than you hoped. Give us a call and we’ll walk you through everything you need to know to find out if this is the right solution for you.

Mortgage Insurance on Govie Loans are MIP & PMI:

FHA Mortgage Insurance known as MIP (Mortgage Insurance Premium) typically costs between 1% to 1.75% of the entire loan amount over 80% LTV on an annual basis for the life of the FHA loan. FHA, unlike conventional home loans do not have the self eliminating mortgage insurance feature. The only way to avoid MIP on a FHA home loan is purchasing with a minimum 20% down at closing. Many refinance after a projected 22% equity has been reach by appreciated property value or paid down loan principal balance.

FNMA and FHLMC Conventional Govie Backed loans with less than a 20% down payment require PMI (Private Mortgage Insurance) usually through Private Insurance Companies. These loans have self eliminating PMI features once the colaterized property reaches 22% equity. A recent appraisal can assist in eliminating this requirement faster. Putting down 20% at closing will also prevent the need for PMI altogether.

What Is a Conventional Loan?

A Conventional loan is not offered or guaranteed by the federal government but is available through LoanGIANT. Most Conventional loans have either fixed or adjustable interest rates.

Fixed-rate mortgages are for homeowners who desire a stable monthly interest rate and payment over the term of 30 or 15 years.

Adjustable-rate mortgages, or ARM, offer a low introductory fixed-rate term. This is an excellent option for homeowners who are planning on selling or refinancing their home in 5-7 years as it lowers your rate and payments during the introductory fixed period.

Conventional Loans Are Great for Homebuyers Who Have:

  • Good credit scores

  • A stable employment history

  • A stable income history

  • Money to put towards a down payment

Advantages of Conventional Loans:

  • 97% financing

  • HARP loans available

  • Second home, non-owner occupied investment property financing available

USA GOVERNMENT HOME LOANS FOR PURCHASING

WITH AS LITTLE AS 3.5% DOWN

FHA 203(b) Fixed

If you are a first-time homebuyer an FHA Loan might be a good choice for its relaxed requirements and predictable payment schedule. 

The Fixed Rate FHA options. Fixed means your P&I Principle and Interest Portion of your Payment will never change for the life of your loan. FHA loans also have Mortgage Insurance set for the life of the loan that CAN NEVER be eliminated. Only Conventional loans have the self eliminating Mortgage Insurance feature usually at the 22% equity.

FHA loans are insured by the Federal Housing Administration. Generally, these are a good option if you have a lower credit score and limited employment history or are self employed. Interest rates for FHA loans are usually a small margin higher than conventional loan interest rates. 

 

FHA 203(b) ARM

The Adjustable Rate FHA ARM option. Adjustable Rate FHA ARM means your P&I Principle and Interest Portion of your Payment is guaranteed to change for the life of your loan. This is usually in an upward pattern every termed increase allowance. FHA loans also have Mortgage Insurance set for the life of the loan that CAN NEVER be eliminated. Only Conventional loans have the self eliminating Mortgage Insurance feature usually at the 22% equity.

FHA loans are insured by the Federal Housing Administration. Generally, these are a good option if you have a lower credit score and limited employment history or are self employed. Interest rates for FHA loans are usually a small margin higher than conventional loan interest rates. 

FHA 203(h) High Balance Fixed

FHA 203(H) Mortgage Insurance for Disaster Victims

This is a specialty FHA loan program that provides up to 100% financing to help victims of disasters purchase new properties or rebuild after their homes have been substantially damaged.

In 2019 there were over 100 disaster declarations according to data from FEMA, the Federal Emergency Management Agency. Causes included severe winter storms, hurricanes, tornados, flooding, wildfires, and mudslides, among others.

  • For the purchase or reconstruction of owner-occupied single family homes.

  • Up to 100 percent financing available.

  • Seller paid closing costs permitted, up to 6 percent.

  • Credit will be manually underwritten. Late payments may be ignored from the underwriting analysis if they take place after the date of the disaster and are found to have been caused by the displacement.

  • Choose from Fully Amortizing Fixed Rate or 5/1 Hybrid ARM.

  • 10 year, 15 year, 20 year, 25 year, and 30 year term options.

  • Single Family Residence, Manufactured, FHA Approved Condos, PUDs.

  • Primary Residence Only.

What are the benefits?

  • Available to renters as well as homeowners.

  • Renters who are displaced by a disaster may be eligible to purchase a new home with 100% financing through this program, and exempt from the 3.5% down payment requirement that comes with the standard FHA loan.

  • Does not need to be used right away.

  • In the days and weeks immediately following a disaster it may not be possible or prudent to focus on the next steps towards establishing long term housing or homeownership. Thankfully, eligibility for this program begins as soon as the US President declares the disaster, and remains for one year from that date of declaration.

  • Can choose to rebuild or move on.

  • Financing can be used to either rebuild a home that was destroyed, or to buy a new property.

What to do after a natural disaster:

When a natural disaster hits, your life may be quickly filled with uncertainty and chaos. After ensuring you and your family are safe, issues related to your home and income are typically of utmost concern, from how to handle repairs and insurance claims to temporary mortgage payment relief. Investor guidelines will determine your available assistance options. LoanGIANT is here to help.

Start here

  • Ensure your safety and the safety of your family; be sure your residence is safe before returning to inspect any damage.

  • Record the details of your damage, document with photos.

  • Locate any important documents you may need for seeking assistance.

  • Contact your homeowner’s insurance provider to understand your coverage, file a claim and meet with an adjuster.

  • Contact FEMA at 800-621-3362 to determine if you qualify for assistance and obtain a FEMA case number. Be sure to have your social security number and contact information available.

  • Contact LoanGIANT to report your insurance claim information and learn what hardship options may be available under your loan program.

    • Loss Draft (Insurance Claim Payment Processing) Department: 800-929-6110

    • Homeowner Insurance Department: 800-929-6110

    • Customer Service: 800-929-6110

 

CONTACT YOUR INSURANCE

Your insurance company should be one of your first calls. Before you call, be sure to read up on the process.
The Insurance Process

CONTACT AGENCIES

FEMA: 800-621-3362
American Red Cross: 866-438-4636
Salvation Army
Additional Resources

CONTACT LOANGIANT

During the FEMA relief period, if you were impacted by a natural disaster, LoanGIANT may be able to offer payment relief options.
Payment Relief Options

Until you confirm that you are eligible for payment relief under your investor's loan program during a FEMA declared relief period, it is important that you continue to make timely mortgage payments. If you cannot, payment assistance may be available. Payment assistance plans have a limited term. Any unpaid amounts will be due and payable at the end of the payment assistance period. Remember, your loan program guidelines are primarily set by the investor, not LoanGIANT. Certain limitations may apply based on those guidelines.

Agency resources:

FEMA

800-621-3362
FEMA.gov

Feed The Children

800-627-4556
FeedtheChildren.org

American Red Cross

866-438-4636
RedCross.org

Salvation Army

disaster.salvationarmyusa.org

National Voluntary Organizations Active in Disaster (VOAD)

VOAD on Ready.gov

Visit DisasterAssistance.gov to apply and qualify for potential grants and assistance.

 

FHA 203(k) Renovation Fixed

If you are looking to buy a home that requires repairs or renovations an FHA 203k can help provide those additional funds before moving in.

 

A home loan with extra money for a fixer-upper? 

When searching for a home, sometimes you find one that feels almost right – the perfect size in a great location, with a recently renovated kitchen – but it really needs some exterior cosmetic work. Or you may find one whose walk-up appeal is impeccable – but it still has laminate flooring from the 1960s. 

 

Perhaps, you aren't searching for a new home, but after watching a home improvement show, you realize your kitchen could use some upgrades.

 

Fortunately, there’s a home loan for that: an FHA 203(k) Rehab Loan, which includes additional funds for repairs and renovations that are done before move-in.

At Caliber Home Loans, we offer two types of Rehab loans: Limited for minor remodeling and non-structural repairs, and Standard for the bigger jobs. There are benefits to both, and finding the right one for you is critical, so if you’d like to look into a Rehab loan, contact us today.

Key Features and Benefits of FHA 203(k) Loans: 

  • Credit scores from 620 are allowed.

  • You are required to finance at least $5,000 of renovation/repair work.

  • The total loan amount depends on several factors, including which Rehab loan is best for you! 

  • Eligible properties include single-family homes, 2-4 unit properties, modular homes, and Planned Unit Development (PUD) properties.

  • Fixed-rate, 30-year loans keep your monthly budgeting simple.

FHA Streamline Refinance

If you currently have an FHA mortgage, an FHA Streamline Refinance offers several options.

Already have an FHA loan? Here are a few ways to lower your payments:

If you have an FHA loan and the interest rates have fallen since you made your purchase, you may be eligible to refinance at current interest rates and lower your monthly out-of-pocket expenses. Or if you have an Adjustable Rate Mortgage (ARM), you may want to consider converting it into a fixed-rate loan so that you can lock in a lower interest rate and reduce your monthly payments.

Here’s another option to consider: decreasing your loan’s term. If the interest rate has dropped since you got your loan, you may be able to pay the same amount each month but own your home sooner. This can save you a significant amount of money in interest payments. Visit our blog to learn more about refinancing options.

Contact a LoanGIANT Loan Consultant to discuss how much you can save by refinancing your FHA loan with LoanGIANT.

Key Features and Benefits of FHA Streamline Refinance: 

  • Minimum 620 credit score requirement.

  • A new property appraisal may not be required.

  • You may qualify to finance energy-efficient improvements for your home.

  • To qualify, you’re required to be current on your monthly loan payments

USDA Rural Housing Fixed

If you are looking to buy a home in a rural location, a USDA Loan can be ideal if you do not qualify for a conventional loan.

Live the country life with a low-down-payment – or, better yet, no down payment at all:

USDA home loans are typically for buyers in rural areas who might not qualify for other traditional loan products. Some buyers may not be familiar with this government-assisted program, but it’s a great one for those that qualify. A USDA loan generally has a low-down-payment – sometimes even zero down payment – and is easier to qualify for when it comes to certain types of purchases.

You don’t have to be a farmer or rancher to qualify for a USDA home loan. In fact, you don’t even have to live on a farm. Some suburban areas actually qualify for USDA loans, so contact LoanGIANT Home Loans today and see if your home is designated by the US Department of Agriculture for this special product.

And if you do want to be a farmer, that’s ok too.

Key Features and Benefits of USDA Home Loans: 

  • Available for Purchase or Refinances*

  • Available for eligible homebuyers

  • Zero down payment (or very low-down-payment)

  • Competitive fixed rates

  • No cash reserves required

  • Guarantee fee can be financed

  • Closing costs can be paid by Seller

  • You don’t have to be a farmer​

*USDA Guaranteed Rural Housing loans subject to program stipulations and applicable state income and property limits. 

VA FIXED

How do VA home loans work?

A VA home loan is a mortgage loan that’s issued by private lenders and partially back by the federal government. It helps U.S. veterans, active duty service members, and select widowed military spouses to buy a home.

VA home loans have been around since 1944, but they’ve become increasingly popular in recent years and now account for about 8%* of home purchases. This type of loan is often a good option because requirements are less restrictive to qualify for and require little to no down payment. 

VA home loans can be a great way into homeownership. They differ in some key ways from traditional home loans, so contact us to find out if a VA home loan is the best way for you to buy that dream home. 

Key Features and Benefits of VA Home Loans:

  • Little or no-down-payment

  • Minimum credit of 620 is required for fixed-rate financing.

  • Borrowers with credit scores from 580 to 619 are subject to stricter guidelines.**

  • Adjustable-rate mortgages (ARMs) require a minimum 620 credit score.

  • High-balance loans are allowed. If you're buying a home in a high-cost area, you may qualify for up to $2.5 million in loan funds.

  • A variety of property types are allowed, including single-family residences, 2-4-unit properties, VA-approved condominiums, manufactured homes and properties in Planned Unit Developments (PUDs).

  • Loans are for primary residences only and can’t be used for investment properties. ​

LoanGIANT is proud to support veteran and military home buyers, you can find out more about our initiatives by visiting LoanGIANT Military Lending.

* Source: U.S. Census Bureau and U.S. Department of Housing and Urban Development, New Residential Construction,   https://www.census.gov/construction/nrs/pdf/quarterly_sales.pdf
**Borrowers with credit scores from 580 to 619 may only qualify for purchase transactions of one-unit single-family residences. Gift funds and down payment assistance is not allowed. Other restrictions may apply. 

 

VA Streamline Refinance

A VA Streamline Refinance, or IRRRL, provides you with a faster way to lower or lock in your interest rate with limited costs.

 

The fast and easy way to refinance your VA mortgage:

A VA IRRRL is a streamlined process that allows you to eliminate a lot of red tape when refinancing your existing VA mortgage. As a current LoanGIANT customer with VA loan, we make the process easier for you and deliver a smoother, faster path to closing than your typical loan process.*

IRRRL stands for Interest Rate Reduction Refinance Loan (pronounced “Earl”) and it’s an easy way to replace your current VA loan with one that has a lower interest rate. You can also use it to shorten your VA mortgage term or to switch from an ARM to a fixed-rate loan. And while most funding fees typically range from 2.14% to 3.3%, an IRRRL comes with a lower VA funding fee of just 0.5%.

 

Key Features and Benefits of VA Streamline Refinance:

  • An easy way to lower your monthly payments if the interest rate has decreased since you got your original VA loan. 

  • You can also use an IRRRL to change an adjustable-rate mortgage (ARM) to a fixed-rate loan, shorten your loan’s term or pay for energy-efficient home improvements. 

  • No appraisal is required.

  • No need to verify your income. 

  • Your VA entitlement is re-used, so your amount is not affected. 

  • The VA funding fee is lower than on original VA loans. 

  • Less expensive overall and often has no out-of-pocket costs. 

​​

LoanGIANT is proud to support veteran and military home buyers, you can find out more about our initiatives by visiting LoanGIANT Military Lending.

*VA Streamline Refinance Eligibility and Property Requirements: Be current on your mortgage with no more than one 30-day late payment within the past year. Your new monthly payment for the IRRRL must also be lower than the previous loan’s monthly payment unless you refinance an ARM to a fixed-rate mortgage. You must not receive any cashback from the VA Streamline Refinance. You must have previously used your VA Loan eligibility on the property you intend to refinance and certify that you previously occupied the property. You may see this referred to as a VA to VA refinance.

HomeOne

Freddie Mac First Time Homebuyers (FHLMC) Federal Home Loan Program

Help first-time homebuyers overcome down payment barriers with a HomeOne loan. This Freddie Mac program offers down payments as low as 3%, along with relaxed income requirements.

Home Possible® also allows for an Affordable Second®, a secondary loan from a nonprofit group, state agency, or county agency. This helps give your client access to more funding.

For your clients who already have a Freddie Mac mortgage, you may be able to get them better rates or change the terms of their loan. HomeOne also offers no cash-out refinancing on existing Freddie Mac loans.*

Key Features and Benefits

  • Low down payments beginning at just 3%

  • No income or geographic restrictions

  • Allows both Affordable Second and other secondary financing per the Single-Family Seller/Servicer Guide requirements

  • Refinancing to those with a Freddie Mac mortgage

Property Types

  • Single-family (detached, attached)

  • Condominium

  • Modular home

  • Manufactured home**

  • Single-unit cooperative (refer to Cooperative Share Loan Guidelines)

  • Planned unit development (PUD) (detached, attached)

FICO®/Credit Score

  • Credit scores as low as 620 are accepted

Additional Requirements

  • First-time buyers must complete Homebuyer Education

LoanGIANT Home Loans, Inc. ("LoanGIANT") makes it easy for our Wholesale Business Partners to put borrowers in their dream homes. We’re available to answer any questions you may have and provide direct access to the entire application process online.

Once you’re a LoanGIANT Business Partner, you’ll have immediate online access to the entire application process and all related forms. No paper, no traveling, and no mailing. We have the tools to help your clients close quickly.

*Guidelines subject to change. Refer to AllRegs® for details..

**Manufactured homes are allowed on Purchase and Rate Term Refinance Transactions of a Primary Residence only. Among other requirements, a 95% loan-to-value (LTV) and a minimum of 640 FICO score are required.

If you’re dreaming of homeownership but still saving for a down payment, you may be able to buy now with a HomeOneSM mortgage. It only requires a 3% down payment, and you’re not limited to a traditional residence.

Low down payments for first-time homebuyers or new rates and terms for homeowners with a Freddie Mac loan:

The Freddie Mac HomeOneSM mortgage is a low down payment option for qualified first-time homebuyers. It helps hopeful first-time buyers become homeowners, offering relaxed requirements for income levels and geographic locations. HomeOneSM only requires a 3% down payment, and you’re not limited to a traditional, single-family residence.

If you already have a Freddie Mac mortgage, this program offers a no cash-out refinance so you can change the rates and terms of your loan.

Key Features and Benefits: 

  • Low down payments beginning at just 3% of your total loan payment. 

  • You may qualify with a minimum 620 FICO score

  • Several property types are allowed, including single-family home, condo, modular homes, one unit co-ops, manufactured home* and homes in Planned Unit Developments (PUDs) 

  • No income or geographic restrictions, so you're free to shop for a home within the neighborhood you prefer. 

  • Homebuyer education is required, and help you prepare for the responsibilities of a mortgage. ​

* Manufactured homes are allowed on Purchase and Rate Term Refinance Transactions of a Primary Residence only. Among other requirements, 95% LTV and a minimum of 640 FICO required.

Home Possible

Freddie Mac Low Income Homebuyers (FHLMC) Federal Home Loan Program

The Home Possible mortgage from Freddie Mac offers options and credit flexibilities to help low- to moderate-income borrowers buy a home. It has a low down payment requirement (as low as 3%) and easier credit score requirements.

Freddie Mac continues to add more options to the Home Possible program, increasing its flexibility and making it a loan to consider for many borrowers. For example, co-signers don’t have to live in the same home, borrowers can own an additional financed property, and down payments can come from a variety of sources.

Home Possible also allows for an Affordable Second®, a secondary loan from a nonprofit group, state agency, or county agency. This helps give your client access to more funding.*

Key Features and Benefits 

  • Low down payments beginning at just 3%

  • Fixed-rate financing for easier budgeting

  • Co-borrowers who do not live in the home can be included for a one-unit residence

  • Borrowers can own one additional financed property

  • Down payment can come from a variety of sources including family, employer-assistance programs, secondary financing, and sweat equity

  • Temporary buydowns can reduce the starting interest rate for 1-2 years

Property Types 

  • Single-family (detached, attached)

  • 2-4 unit

  • Condominium

  • Modular home

  • Planned unit development (PUD) (detached, attached)

FICO®/Credit Score 

  • Credit scores as low as 620 are accepted

Additional Requirements 

  • First-time buyers must complete Homebuyer Education

LoanGIANT ("LoanGIANT") makes it easy for our Wholesale Business Partners to put borrowers in their dream homes. We’re available to answer any questions you may have and provide direct access to the entire application process online.

Once you’re a LoanGIANT Business Partner, you’ll have immediate online access to the entire application process and all related forms. No paper, no traveling, and no mailing. We have the tools to help your clients close quickly.

*Guidelines subject to change. Refer to AllRegs® for details.

Home Possible® is a Freddie Mac loan program designed to bring homeownership within reach to more borrowers. Home Possible® offers low down payments and easier credit scores.

Easier qualifying and lower costs make homeownership possible for buyers with low-to-moderate incomes:

Home Possible® is a Freddie Mac program designed to help borrowers with low-to-moderate incomes fulfill their dream of owning a home. It offers low down payments and has easier credit score requirements.

This program has other unique guidelines and options. For example, you could qualify for an Affordable Second – a secondary loan from a nonprofit group or a state or county agency, giving you access to more funding.

Key Features and Benefits: 

  • Down payments of as low as 3%.

  • Credit scores as low as 620 are accepted.

  • Fixed-rate financing for easier budgeting.

  • Several property types are allowed, including single-family homes, 2-4 unit properties, modular homes, condominiums and homes in Planned Unit Developments (PUDs).

  • Temporary buydowns can reduce your starting interest rate for 1-2 years.

  • Co-borrowers who do not live in the home can be included in a one-unit residence. 

  • Homebuyer education is required for first-time buyers.

  • Down payments as low as 3% depending on your loan amount.

HomeReady

Fannie Mae First Time Homebuyers (FNMA) Federal National Mortgage Associate

Fannie Mae’s HomeReady program is a great option for clients with low to moderate incomes. This loan can be used to buy or refinance a home and typically has low down payment requirements. The co-borrower requirements are also flexible, allowing for cosigners who won’t be living in the home, such as parents of adult applicants.*

Key Features and Benefits 

  • Down payments as low as 3%

  • Permits family to co-sign the loan

  • Properties in high-cost areas may qualify

Property Types 

  • Single-family (detached, attached)

  • 2-4 unit

  • Condominium

  • Modular home

  • Planned unit development (PUD) (detached, attached)

FICO®/Credit Score 

  • Credit scores as low as 620 are accepted

Additional Requirements 

  • First-time buyers must complete Homebuyer Education

1 LoanGIANT background.jpg

LoanGIANT is Happy to Help with ALL your lending Goals & Objectives...

To get started, please take the time to enter your information below:
ARE YOU CURRENTLY WORKING WITH A LOANGIANT LOAN CONSULTANT?

Need a lender with Thousand of programs for ALL credit types and scores?: 

We're the Lender for you, Contact us at our numbers below:

LOANGIANT®Instant Approval Loan Call Centers

US: +1 (404) 407-5727

SA: +27 073 960 2011

Or easily fill out the contact form below to have one of LoanGIANT's loan officers to immediately get started:

GetApproved.jpg
financingapply_0a8d.jpg
1 LoanGIANT Logo slogan.jpg
CALL CENTER 2

WhatsApp Customer Care:

US: +1 (404) 407-5727

SA: +27 073 960 2011

whatsapp8.png
whatsapp14.png

LOANGIANT®
Instant Approval
Loan Call Centers
US: +1 (404) 407-5727
SA: +27 073 960 2011

UK: +44 770 017 7000

whatsapp8.png

WhatsApp Customer Care:

US: +1 (404) 407-5727

SA: +27 073 960 2011

financingapply_0a8d.jpg
LoanGIANT LoanGIANT.cash

APPLY FOR YOUR NEW CAREER WITH LOANGIANT TODAY:

US Call Center

+1 (404) 407-5727

SA Call Center

+27 073 960 2011

Or easily fill out the contact form below to have one of LoanGIANT's human resource managers to contact you today.

CONDO

CONVENTIONAL

icon-va-loans2.png
freddie-fannie-logos-300x215.jpg
FHA3.JPG
icon_12.png
MANSION1.jpg
CASH 8 - Copy.png
e769bc3aa538b6ab7356efa0abf4fe393f1f9f8a.jpg

JUMBO LOANS

USDA 0% DOWN

VA 0% DOWN

FHA 3.5% DOWN

PURCHASE

DPA PROGRAMS

REFINANCE

HOME EQUITY

CONSTRUCTION

RENO.jpg
CONSTRUCTION LOANS.jpg
ADS LGBiz 3.jpg
refinance.png
condo.png
excellent.png
vgood.png
fair.png
poor.png
we love realtors 1.jfif

TIME TO CLOSE:

WE'RE FUNDED

109214592-612x612.jpg
BUS-115.png
FIX FLIP 2.png
INVESTMENT PROPERTY.jpg
BLOC 4.png
129-512.png
BLOC9.jpg
lotloanicon.png
AUCTION.png
8-14 DAY CLOSINGS 2.jpg

RENOVATION

8-14 DAY RUSH CLOSING

LAND / VACANT LOT

BUSINESS

SELF EMPLOYED

HARD MONEY

INVESTMENT

AUCTION

BUS-27.png

CREDIT SIMULATORS

We the have tools to take the guessing game of raising your score:

Know who to pay and EXACTLY how much

Learn More >>

excellent.png
fair.png
vgood.png
poor.png

YOUR SCORE MATTERS

Credit Score Tiers effect the terms and amount required down. LoanGIANT can help increase your scores with CREDIT SIMULATORS

Learn More >>

BUS-117.png

ALL YOU NEED TO KNOW

About applying for a loan.

Buying a home can be confusing but it doesn't have to be.

Let us guide you home.

Learn More >>

stars.jfif

Lending technology that streamlines the mortgage process for you.

Learn More >>

stars.jfif

Personalized guidance and support of experienced Loan Consultants

Learn More >>

stars.jfif

More loan options to help you achieve your mortgage  and bridge loan goals.

Learn More >>

①②③④⑤⑥⑦⑧⑨

LOANS BY SCORE

REALTORS

BUILDERS

RENTAL / PORTFOLIO

FIX & FLIP / FIX & HOLD

1 LoanGIANT Logo.jpg